Should You Buy a Home on Your Own or Use an Agent?

 Many buyers ask if they can buy a house on their own or if they need an Agent. The answer is yes, you could do it yourself. There's no law that prevents you from buying property without a  professional Real Estate service. The real question is; "Do you really want to do this on your own?" There are misconceptions among many first time home buyers. 

Some buyers believe if they use an Agent, they will have to pay a commission. The commission for the sale of a home is paid by the seller, not the buyer. If you went to your department store and bought a new television, you wouldn't expect to pay a commission to the salesperson after you bought the TV. The same applies when you buy a house, it is the seller of the item that pays to have it sold, not the buyer. In fact, if you are required to pay an Attorney to draw up a sales contract, you may actually have to pay more out of pocket expenses. If you do decide to go on your own, your choices will be limited. 

The only homes that you can buy without any Agent involved are those that are "For Sale By Owner" (FSBO)--  FSBO is sellers who have decided not to use an Agent to sell their home or property.


Flat Fee Listing Service

 We will list your property in the Triangle MLS including up to 20 photos. With MLS, your listing will be exposed to thousands of Realtors throughout the Triangle Area and their buyers. This is a Non-Traditional Listing style. This option is great for a Real Estate savoy Seller or Builder or investor.  

Your property will be listed on Realtor.com,Zillow.com, Trulia.com, LIST HUB, and other sites. 

Showing appointments are coordinated and scheduled through a call center called  

(Centralized Showings Service)  aka CCS.  

There is no listing commission. The buyer’s agent commission will need to be offered.  For Sale By Owner Package is $1,000.


Close the deal

If You Have any Questions: Call(919)422-7630 or email me at tholm242@bellsouth.net for a free In-Home Presentation on the services we provide in helping you find a home. There is absolutely no obligation so don't let this opportunity pass you. 

Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTORS® are Top Local Experts.    Tanisha of Homes-by-Holmes is an expert on the local market of Franklinton, Raleigh and surrounding areas. We will provide you with local information on schools, neighborhoods, economy, and more. 

We will guide you through the entire process, from viewing homes to financing, and making sure the final contract is in your best interest:  Remember, all home information is available to Homes-by-Holmes even if  Homes-by-Holmes is not the listing agent.



The Buying Process -> Holmes Property

Where Should I Buy?

The first order of business for any buyer is to decide on where you want to buy. The process of choosing the location should be arrived at using a pyramid system, i.e., starting from a more general location to a very specific one. The questions that must be asked to identify the specific location are as follows:

• What are the reasons why I wish to buy a property? 

Travel accessibility, availability of facilities that are desired or needed, environmental ambiance and social compatibility must all be considered. Once done, you will be in a position to arrive at a decision as to which location meets these criteria.

• Once the general location is identified, which specific area within this general location suits my needs? 

• Am I for a long term investment and therefore do not mind buying in an undeveloped area that may give me better returns in the future?

Or do I want something fully developed to provide me with immediate comfort? 

We also evaluate your property for future resale and equity.

The Property:

 It will be much easier if buyers can pre-establish their essential requirements or definite features to be avoided.

  • Accessibility
  • Stairs 
  • Views 
  • Privacy
  • Noise
  • Style of construction
  • Parking
  • Size of house
  • Number of bedrooms and bathrooms
  • Size of kitchen and living room
  • Ect

Price and getting a consensus of the market:

To facilitate your search for the right property, it is essential that a maximum budget is decided before beginning to view properties. In this way, you avoid wasting time and provide vital information to the agent, so that he may focus on properties available that are within your means.

To get a better feel of the market, if the property meets your general necessities on paper, by all means, visit it. This will not only give you a clear idea of what types of properties are available but also provide you with valuable information about the values. With this knowledge of market values, when the time comes to negotiate the purchase, you will feel assured that the appropriate price for the property is being paid.

Having established these three initial guidelines, an agent will then be able to focus his attention on showing your properties that meet your criteria. Often, having viewed a few selections, a buyer will realize that he perhaps did not have the right requirements. As you view, it is important you pass your opinions on to your agent, as then the search can become better focused on your specific requirements.

Remember, a good agent is there to help you find the right property.

Things you will need before making an offer :


You will need an earnest money check to accompany the Offer to Purchase.This may be in the form of a personal check, or in some cases a certified check. A minimum of 1% of the sales price is deemed adequate in most cases.When a written Offer is presented to the seller, the seller has three choices:

  1. The seller will accept your offer. ( This very seldom happens)
  2. Your offer can be rejected. ( Most cases if this a low ball offer)
  3. The seller can make a counter offer. Negotiations after the initial written offer are normally conducted verbally until an agreement is reached.

When the seller accepts your offer, or you accept the counteroffer, all terms will be in writing. When the contract is signed by all parties the offer becomes a legal binding contract. Your earnest money will be deposited in the listing broker’s trust account and will be held until closing. It is important to remember that if you make a low offer on a new home and the offer is rejected or countered, another prospective buyer may submit an offer that may be accepted by the seller before you have the opportunity to submit another offer or accept the seller’s counter offer.